At the Millennium Alliance Transformational CFO Healthcare Payers Assembly, 4L Data Intelligence CEO Clay Wilemon and Booz Allen Hamilton VP Christina Hedge delivered a keynote built around one premise: incrementalism is the enemy.

The room was full of CFOs staring down MLRs at 90%, 95%, and higher. Quarterly losses in the hundreds of millions. CMS policies creating chaos. The financial pressure is real — and legacy, siloed systems are making it worse.

The message is clear: most health plan CFOs can sketch a better system on a blank sheet of paper. The problem is they’re locked into 25-year-old claims platforms and incremental thinking that won’t move the needle.

1. Fast — AI like patented Integr8 AI™ must deploy fast and return value fast.
2. Capital — Big improvements shouldn’t require big capital commitments.
3. Bad — You can’t catch enough bad things to win. You need continuous 24/7/365 threat detection.
4. Cloud — Dynamic problems require fast, secure, flexible infrastructure.
5. Evil — Silos are evil. Connect plan design, adjudication, provider integrity, care management, and risk adjustment into one environment.

The keynote showed what interconnected looks like in practice — provider data management driving headcount from 100 FTEs to 20, claims costs down $30–$60M, SIU investigation timelines compressed from days to minutes.

The technology exists today. The financial models work. The Power of Now isn’t a tagline — it’s the ask.